The wine industry has been under siege. Skyrocketing insurance costs, shrinking coverage options, and over-reliance on California's FAIR Plan have left wineries—especially independent operators—facing an impossible choice: pay unsustainable premiums or go without adequate protection.
Finally, there's a different approach.
Introducing Trucordia
Trucordia is a national insurance brokerage with over $1 billion in revenue, $8 billion+ in gross-written premiums, and more than a decade of specialized focus on the wine industry. With 1.5+ million clients served and 5,000+ employees, Trucordia brings scale, stability, and deep industry expertise to a problem that has plagued wineries for years.
But what sets them apart isn't their size—it's their commitment to solving wine's insurance crisis.
A Policy Built for Today's Realities
Trucordia has developed an exclusive, proprietary commercial insurance policy designed specifically for the wine industry. This isn't just a repackaged solution or a marginal improvement on existing options. It's a program built from the ground up to address the significant shortfalls within the California FAIR Plan and protect wineries against today's wildfire realities.
The policy is being finalized now, and Trucordia is in the final underwriting phase with their insurance company partners. This timing matters—and so does winery participation.
How Wineries Can Participate
If the FAIR Plan is currently part of your commercial insurance program, Trucordia may have a solution for you.
To complete underwriting discussions, wineries need to provide one of the following:
A 5-year loss run/claims history report (dated within the past 90 days) plus a copy of your current summary of insurance programs, OR
A signed No Known Loss Letter certifying no losses for the last 5 years (or your full operating history if less than 5 years)
This documentation allows insurance partners to confidently underwrite the program and determine eligibility. Trucordia is at the final stage—your participation truly matters.
What This Means for Independent Wineries
After years of being squeezed by the insurance industry, relief is finally on the horizon. This program isn't just about improving pricing (though that matters). It's about protecting the future of independent wineries with coverage designed for the real challenges they face.
The time has come where some good news can actually reach an industry that's been hit hard. Trucordia is ready to deliver it.
Ready to Explore This Solution?
If you're ready to move forward or want to learn more, reach out directly:
Chet Laws
Trucordia
chet.laws@trucordia.com
707-484-6847